Rural Housing Schemes

Housing And Space Management 3(2+1)

Lesson 31: Government, Semi – Government Housing Schemes In India

Rural Housing Schemes

Indira Awaas Yojana:

  • With a view to meeting the housing needs of the rural poor, Indira Awaas Yojana (IAY) was launched in May h1985 as a sub-scheme of Jawahar Rozgar Yojana.
  • It is implemented as an independent scheme since 1 January 1996.
  • The Indira Awaas Yojana aims at helping rural people below the poverty-line belonging to SCs/STs, freed bonded labourers and non-SC/ST categories in construction of dwelling units and upgradation of existing unserviceable kutcha houses by providing grant-in-aid.
  • Benefits of Yojana are extended to widows or next-of-kin of defence personnel killed in action. Also to ex-servicemen and retired members of the paramilitary forces as long as they fulfil the normal eligibility conditions of Indira Awaas Yojana.
  • Under this Scheme, allotment of the house is done in the name of the female member of the households or in the joint names of husband and wife.
  • A minimum of 60 per cent of funds are utilized for construction of houses for the SC/ST people.
  • Sanitary latrine and smokeless chulha are integral to an IAY house.
  • Selection of beneficiaries under IAY is done by the Gram Sabha.
  • Selection of construction technology, materials and design is left entirely to the choice of beneficiaries.
  • Assistance for construction of new houses is provided at the rate of Rs. 20,000 and Rs. 22,000 per unit in the plains and hilly/difficult areas respectively.
  • Assistance for upgradation of unserviceable kutcha houses at the rate of Rs. 10,000 per unit has also been introduced from the year 1999-2000. Twenty per cent of IAY funds are allocated for the upgradation purpose.
  • Achievements of IAY: Since the time of inception, the number of houses constructed under the IAY has increased constantly over the years (Figure 2). During the financial year 2006-07 around 14.5 lakh houses were constructed and the achievement is 93.6% of target.
l
Number of houses constructed under the Indira Awaas Yojana
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