Wholesaling Role - it acts as a wholesaling apex organisation for channelising funds from government and donors to retailing intermediate microfinance organisations (IMOs). [The Kosh has so far received only a one-time grant from government and has not needed to raise funds from any other sources].
Market Development Role - It developes the supply side of the micro finance market by offering institution building support to new and existing-but-inexperienced IMOs by structures of incentives, transfers of technology, training of staff and other non-financial services - [The Kosh realises that it can play a value adding wholesaling role only when a sufficiently large and well established micro finance sector already exists - this depends on the number of IMOs and the sustainability of IMOs - subsidised institution building increases the equity of any IMO as much as grants do - large and premature disbursement of funds to the IMO can reduce the effectiveness of any institution building effort].
Advocacy Role - whereby RMK acts as an advocate or agent for influencing development and micro-finance policy and creating a more enabling policy and legal environment for spread of micro-finance activities in India. Being a creation and a representative of the government, RMK has a particular advantage in this area. Rashtriya Mahila Kosh (RMK)(The National Credit Fund for Women) was setup on 30.03.1993 under the aegis of Department of Women and Child Development, Ministry of Human and Resource Development, New Delhi. It was registered under Society Registeration Act 21, 1860. The area of operation of the Kosh covers whole of India.
Participants