VMD 511: Animal Welfare, Ethics and Jurisprudence (2+0)

REQUIREMENTS FOR LIVESTOCK INSURANCE

• Health Certificate: It is obligatory on the part of the owner to produce a certificate from a qualified veterinarian to the effect that his animal is healthy and free from any disease. The owner is required to pay a fee for this certificate as per prevailing rates or as prescribed by Government Insurance Company.
• Identification of Animals: The identification of the insured animal is of great importance and must be done thoroughly and faithfully. Emphasis has to be given to the breed, age, sex, body colour, shape of horns, height, identification marks, (natural or acquired by branding, tattooing and tagging). Tagging must be done by a veterinarian.
• The animal owner should note the ear tag number of his animal.
• If the ear tag falls or is lost due to tearing of ears while rubbing, the fallen tag should be preserved and this must be reported to the bank or insurance company in writing.
• When an insured animal dies its ear tag is valuable proof and must be preserved carefully. While claiming compensation for the loss of a deceased insured animal a piece of its ear along with tag must be submitted to the insurance company for verification.
• Principle of No tag-No claim: Nowadays insurance companies have adopted the principle of 'No tag-No claim' i.e. no claim is paid if the specific ear tag is not submitted. Thus, timely retagging of the animal is very important whenever its tag is lost or falls off.